The Nine Clinic

Independent Medical Reports for Insurers and Loss Adjusters in London

When an insurance claim involves a question of health, injury or medical history, the quality of the clinical evidence matters. The Nine Clinic provides independent medical reports and examinations for insurers, loss adjusters and legal teams who need objective, professionally prepared documentation to support accurate claims decisions.

Our doctors at Harley Street and Sloane Square approach each case with the same clinical rigour they bring to direct patient care. The result is reporting that is clear, impartial and straightforward for all parties to use.

What Independent Medical Assessments Involve

An independent medical examination at The Nine Clinic is conducted by an experienced private GP who has no prior treating relationship with the individual being assessed. This independence is what gives the report its value in an insurance or legal context.

The examination typically covers a review of the individual’s medical history, a structured physical assessment relevant to the claim, and a clear written report setting out the clinical findings. Where relevant, our doctors can also provide commentary on prognosis, treatment requirements or fitness for work. This service sits alongside our broader corporate GP services in London for organisations requiring ongoing clinical support.

Supporting Insurers and Loss Adjusters

Insurance providers and loss adjusters working on personal injury claims, income protection cases, critical illness queries or general health-related disputes require medical input that stands up to scrutiny. Our clinicians understand this requirement and structure their reports accordingly.

We work with a range of insurers, third-party administrators and loss adjusting firms across the United Kingdom. Whether the case involves a single assessment or ongoing medical review, we can accommodate the needs of both parties with professionalism and discretion. For a full breakdown, see our private GP services and fees.

What Happens at The Nine Clinic

Appointments are available at our clinics on Harley Street in Marylebone and at Sloane Square in Chelsea, both easily accessible from across London. The individual attending the assessment is treated with the same courtesy and care afforded to all our patients, regardless of the nature of the referral.

Following the appointment, the examining doctor prepares a structured report covering all relevant clinical findings. This is sent directly to the referring insurer or loss adjuster, with a copy available to the individual where appropriate.

Frequently Asked Questions

What is an independent medical report?

An independent medical report is a formal clinical document prepared by a doctor who has no prior treating relationship with the patient. It provides an objective assessment of a person’s health, injury or medical history for use in insurance, legal or employment contexts.

How long does an independent medical examination take?

Most assessments at The Nine Clinic take between 30 and 60 minutes, depending on the complexity of the case. The written report is typically prepared within five to seven working days of the appointment.

Can The Nine Clinic work directly with insurance companies?

Yes. We work with insurers, loss adjusters and third-party administrators directly. To discuss your requirements or arrange an assessment, contact us on 020 3084 1600 or email info@thenineclinic.com.

Are appointments available at both London locations?

Yes. Independent medical assessments can be arranged at our Harley Street clinic in Marylebone or our Sloane Square clinic in Chelsea. Both locations are centrally situated and well served by public transport.